For the It is Your Destiny achievement you do not need 109 points in might/finesse/sorcery. You just need to unlock a top tier destiny.
The Universalist is a top tier destiny, but does not allow you to have 109 points in one ability. Jet it does count for the achievenent!
18.104.22.168 17:17, June 24, 2012 (UTC)
I recognise my failing and will be sure to correct it. ~ Space Wolf mantra
Excuse me, but "It is Your Destiny" unlocks with the Shadowcaster destiny as well. While I cannot confirm if the Champion or Blademaster destinies do as well, I think the achievement is meant to unlock with any tier 6 destiny.